Additional Business Services


 

Commercial Banking Service Needs:

  


Sunrise Commercial Analysis Checking


Your business demands an accurate, convenient banking service. You can depend on it with a Sunrise Bank Commercial Checking Account. One of the lowest cost business checking accounts anywhere! A minimum opening deposit of $100.00 is required. Check images are returned with monthly statements. 


Premium Sweep Accounts 


A Business Sweep Account from Sunrise Bank provides you with the convenience of a checking account and the earning power of an investment account. When paired with our Business Checking account, it maximizes your earnings, while ensuring that you always shave sufficient funds to cover checking activity. A predetermined target balance is determined and then funds in excess of that amount are automatically swept between the two accounts as needed. 


Zero Balance Account 


Eliminate the need to monitor balances for multiple accounts and simplify record keeping, while consolidating balances to a single master account. A zero balance account structure identifies a master checking account to which zero balance accounts are linked. Balances move to or from the master account daily, to insure a zero balance in the subsidiary account at the opening of each business day. No more money juggling between accounts, last-minute transfers or wasted idle money; only accurate, efficient money management and an increased bottom line.


Sunrise Bank Cash Manager


Cash Manager is Sunrise Bank’s internet banking solution, offering the best in automation and all the tools necessary to increase efficiencies.


Ø View daily and monthly account history. 

Ø Transfer funds between accounts. 

Ø Search account history by check number amount, date or ranges. 

Ø View and print check images and statements. 

Ø Initiate Stop Payments and Wire Transfers. 

Ø Originate ACH items; including complete files and Direct Deposit of Payroll

Ø Assign account access and transactional rights. 

Ø Pay any bill, anywhere in the U.S. at any time. 

Ø Organize, simplify and manage financial transactions.


ACH Services


Sunrise Bank is an originator for ACH debits and credits. This automated service provides you convenience and accuracy by replacing paper-based transactions with more efficient electronic transactions. Your company’s payroll can be electronically deposited into your employees’ personal banking accounts at any financial institution.


Merchant Services


Sunrise Bank partners with Heartland Payment Services* to offer you the best in Customer Service, Innovative Solutions and industry leading Security when it comes to Merchant Services. When you partner with us on your Merchant Services you know that you will receive the best solutions for your Small Business. *subject to credit approval – outsourced through a third- party vendor.


Corporate Credit Cards


Corporate Credit Cards* are offered through The Independent Bankers Bank, providing an outstanding card with excellent customer service. This card offering provides complete control over SIC code access for each cardholder as well as robust, customized monthly reporting of card activity. *subject to credit approval – outsourced through a third-party vendor.


Lockbox Services


Sunrise Bank's Lockbox Services allows you to remove the deposit processing function from your business and significantly reduces the time and expense of processing customer payments. It gives you the option to eliminate manual payment posting. It can also reduce your collection time by one, two, or even three days.


Merchant Services


Sunrise Bank partners with Heartland Payment Services to offer you the best in Customer Service, Innovative Solutions and industry leading Security when it comes to Merchant Services. When you partner with us on your Merchant Services you know that you will receive the best solutions for your Small Business.


Positive Pay


With Positive Pay at Sunrise Bank, checks presented against your company’s account are compared to an electronic file of issued checks that you provide us, protecting your account from check fraud. Using Cash Manager, you will have the ability to make pay/return decisions on each unmatched check.


Ø Prevents fraudulent checks from being negotiated. 

Ø Pay/return decisions made from your office daily. 

Ø Low Cost 

Ø Quick, Easy, Effective


Remote Deposit Capture


Remote Deposit Capture from Sunrise Bank lets you conveniently turn receivables into available cash with maximum speed. With Remote Deposit Capture you scan checks and transmit the scanned images to Sunrise Bank for posting and clearing. You save time and have more immediate access to your deposits. Sunrise Bank’s cutoff time for same day credit of business deposits received by your business through Remote Deposit Capture is 5:00 pm. 


Sunrise Accounts Payable Solution


With Sunrise Bank's A/P Solution you can streamline your processes, increase efficiencies, reduce your overall costs of manually processing invoices, minimize fraud and it can even integrate with your ERP. Please click here for additional information. 


Wire Transfer Services


Sunrise Bank offers a dedicated Wire Transfer staff providing outstanding customer service and online access through our Cash Management system.


Your business will submit domestic wire transfer requests no later than 4:30 pm and International wire transfer requests no later than 3:00 pm on any given business day to have it processed that same day. Wire transfers may easily be submitted through our Online Banking Cash Management product, via fax or in person at any of our branches by authorized personnel of your business.


 


For questions regarding any of the services above please contact Treasury Support at 407-601-3608